Pluggin away on our debt!

So its been awhile since I last put up our debt free status. As of May our vehicles and credit cards are all paid off. All that is left is our trailer! We are making great headway. Slow and staedy wins the race!!!! We have been sticking to the budget pretty well, we do faulter every now and then. The goal now is to pay down our mortgage and put money into saving so that we have a 3-6 month emergency fund. Along with saving for land to move our trailer onto.

1 down 1 to go!!!!

Here we are in March and we already have our credit card paid off that is awesome. No more CC for us we will be cutting it up and only using our Emergency fund and cash.... I am so excited.Now to work on getting the vehicle paid off and then all thats left is the mortgage wooohooooo.....

THE NEW YEAR!!!!

Well we are off to a good start already here in January. My husband not only has a great job, but as of January 1st they have decided to pay there employees weekly woooohooooo. Music to my ears...

Our goals this year are
1. Pay off credit card debt of 6,600.00
2. Pay of vehicle loan of 6,500.00
3. Start paying on the principle of our mortgage
4. Keep adding to our emergency fund. ( we want atleast 3 to 6 months worth saved up)

So here we go I might add more to the list depends on how the year progresses..

Things I do for some extra money.

Long story short, about a year ago I was opening a business with a company that just kept wanting more of my money, so in the end when I was getting out of it I had to get around 3,000 worth of merchandise because they wouldn't give me my money back but they would give me merchandise. So I plan on selling this merchandise on ebay and on craigslist. I am also a sub in the cafeteria where my daughter goes to school. Work there is very unsteady. I basically only work if people are sick or need a day off. I like being a home body so that I can bake and make my family meals that sometimes take more than 20 minutes but that are still budget friendly.

Today is my husbands last day at this company, it is kind of bittersweet. He has worked for them for about 19 years now. He isn't leaving because he doesn't like the job its more to do with the pay and the lack of health insurance. I am excited to see how quickly I can get all this debt paid off. Another thing that I like to do is enter for freebies and enter contests either instant or the ones that take months. It is so cool to win fun things!!!

Getting Ready!

My husband has 2 days left at his current job, then he will be going to another company. Finally after living pay check to pay check for about 10 years now we will finally be able to start digging our selves out of debt. I am excited to start this new adventure. I have been living frugally for a long time now. I follow newsletter such as The Stretcher and Living on a Dime and several other money saving blogs.

My plan is to be able to pay off 6,000.00 in credit card debt and 6,600.00 in vehicle loans and 45,000.00 on mortgage in less than 4 years and to save up for a new house or land. Plus be able to put 3 months of living expenses in the savings account.

If you have any money saving tips feel free to leave them in a comment I do enjoy hearing from others. Actually any kind of a comment to help me better my blog would be great.

Thank you for stopping by,
Amber